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Employer Identification Number 38-1586641

Credit Unions Chartered in the State of Michigan is a USA domiciled entity or foreign entity operating in the USA. The EIN ihas been issued by the IRS

Company Name:Credit Unions Chartered in the State of Michigan
Employer identification number (EIN):38-1586641
EIN Issuing AuthorityCincinnati, OH
Federal tax statusExempt from federal income tax. Registered as a non-profit under 501(c)(3) Title 26 of the United States Code

Organization Overview

Mission StatementTO PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS WITH A COMMON BOND.
Number of Employees65
Number of Volunteers9
Year Formed1956

Organization Governance

Legal DomicileMI
Voting Members - Governing Body7
Voting Members - Independent7

Organization Financials

2022-12-31
Total unrelated business incomeUSD $ 34,854
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 4,344,940
Program Service Revenue from current yearUSD $ 5,025,413
Investment Income from prior yearUSD $ 760,220
Investment Income from current yearUSD $ 1,399,224
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 12,424,637
Net assets / fund balances at end of fiscal yearUSD $ 5,499,796
Net assets / fund balances at beginning of fiscal yearUSD $ 11,194,045
Total liabilities at end of fiscal yearUSD $ 160,434,269
Total liabilities at beginning of fiscal yearUSD $ 161,238,138
Total assets at end of fiscal yearUSD $ 165,934,065
Total assets at beginning of fiscal yearUSD $ 172,432,183
Revenues less expenses for current yearUSD $ 951,242
Revenues less expenses for previous yearUSD $ -19,730
Total expenses for current yearUSD $ 5,473,395
Total expenses for previous yearUSD $ 5,124,890
Other expenses in current yearUSD $ 2,932,213
Other expenses in previous yearUSD $ 2,789,792
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 2,541,182
Employee salary and benefits paid in previous yearUSD $ 2,335,098
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 6,424,637
Total revenue in previous fiscal yearUSD $ 5,105,160
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2021-12-31
Total unrelated business incomeUSD $ 15,696
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 4,021,322
Program Service Revenue from current yearUSD $ 4,344,940
Investment Income from prior yearUSD $ 1,298,414
Investment Income from current yearUSD $ 760,220
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 5,107,255
Net assets / fund balances at end of fiscal yearUSD $ 11,194,045
Net assets / fund balances at beginning of fiscal yearUSD $ 13,087,665
Total liabilities at end of fiscal yearUSD $ 161,238,138
Total liabilities at beginning of fiscal yearUSD $ 131,786,489
Total assets at end of fiscal yearUSD $ 172,432,183
Total assets at beginning of fiscal yearUSD $ 144,874,154
Revenues less expenses for current yearUSD $ -19,730
Revenues less expenses for previous yearUSD $ 228,952
Total expenses for current yearUSD $ 5,124,890
Total expenses for previous yearUSD $ 5,090,784
Other expenses in current yearUSD $ 2,789,792
Other expenses in previous yearUSD $ 2,734,331
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 2,335,098
Employee salary and benefits paid in previous yearUSD $ 2,356,453
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 5,105,160
Total revenue in previous fiscal yearUSD $ 5,319,736
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2020-12-31
Total unrelated business incomeUSD $ 14,097
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 4,115,869
Program Service Revenue from current yearUSD $ 4,021,322
Investment Income from prior yearUSD $ 1,380,127
Investment Income from current yearUSD $ 1,298,414
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 18,945,929
Net assets / fund balances at end of fiscal yearUSD $ 13,087,665
Net assets / fund balances at beginning of fiscal yearUSD $ 11,905,458
Total liabilities at end of fiscal yearUSD $ 131,786,489
Total liabilities at beginning of fiscal yearUSD $ 107,436,919
Total assets at end of fiscal yearUSD $ 144,874,154
Total assets at beginning of fiscal yearUSD $ 119,342,377
Revenues less expenses for current yearUSD $ 228,952
Revenues less expenses for previous yearUSD $ 466,315
Total expenses for current yearUSD $ 5,090,784
Total expenses for previous yearUSD $ 5,029,681
Other expenses in current yearUSD $ 2,734,331
Other expenses in previous yearUSD $ 2,830,297
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 2,356,453
Employee salary and benefits paid in previous yearUSD $ 2,199,384
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 5,319,736
Total revenue in previous fiscal yearUSD $ 5,495,996
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2018-12-31
Total unrelated business incomeUSD $ 14,324
Net unrelated business incomeUSD $ -9,633
Program Service Revenue from prior yearUSD $ 3,635,055
Program Service Revenue from current yearUSD $ 3,894,749
Investment Income from prior yearUSD $ 1,248,615
Investment Income from current yearUSD $ 1,311,320
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 5,206,069
Net assets / fund balances at end of fiscal yearUSD $ 10,065,158
Net assets / fund balances at beginning of fiscal yearUSD $ 9,818,517
Total liabilities at end of fiscal yearUSD $ 106,701,748
Total liabilities at beginning of fiscal yearUSD $ 103,474,366
Total assets at end of fiscal yearUSD $ 116,766,906
Total assets at beginning of fiscal yearUSD $ 113,292,883
Revenues less expenses for current yearUSD $ 524,524
Revenues less expenses for previous yearUSD $ 437,241
Total expenses for current yearUSD $ 4,681,545
Total expenses for previous yearUSD $ 4,446,429
Other expenses in current yearUSD $ 2,642,107
Other expenses in previous yearUSD $ 2,558,967
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 2,039,438
Employee salary and benefits paid in previous yearUSD $ 1,887,462
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 5,206,069
Total revenue in previous fiscal yearUSD $ 4,883,670
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2017-12-31
Total unrelated business incomeUSD $ 11,297
Net unrelated business incomeUSD $ -13,218
Program Service Revenue from prior yearUSD $ 3,883,147
Program Service Revenue from current yearUSD $ 3,635,055
Investment Income from prior yearUSD $ 949,778
Investment Income from current yearUSD $ 1,248,615
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 8,879,246
Net assets / fund balances at end of fiscal yearUSD $ 9,818,517
Net assets / fund balances at beginning of fiscal yearUSD $ 9,402,470
Total liabilities at end of fiscal yearUSD $ 103,474,366
Total liabilities at beginning of fiscal yearUSD $ 101,426,324
Total assets at end of fiscal yearUSD $ 113,292,883
Total assets at beginning of fiscal yearUSD $ 110,828,794
Revenues less expenses for current yearUSD $ 437,241
Revenues less expenses for previous yearUSD $ 227,027
Total expenses for current yearUSD $ 4,446,429
Total expenses for previous yearUSD $ 4,605,898
Other expenses in current yearUSD $ 2,558,967
Other expenses in previous yearUSD $ 2,637,497
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 1,887,462
Employee salary and benefits paid in previous yearUSD $ 1,968,401
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 4,883,670
Total revenue in previous fiscal yearUSD $ 4,832,925
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2016-12-31
Total unrelated business incomeUSD $ 11,732
Net unrelated business incomeUSD $ -9,931
Program Service Revenue from prior yearUSD $ 4,040,314
Program Service Revenue from current yearUSD $ 3,883,147
Investment Income from prior yearUSD $ 817,268
Investment Income from current yearUSD $ 949,778
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 6,796,877
Net assets / fund balances at end of fiscal yearUSD $ 9,402,470
Net assets / fund balances at beginning of fiscal yearUSD $ 10,067,374
Total liabilities at end of fiscal yearUSD $ 101,426,324
Total liabilities at beginning of fiscal yearUSD $ 96,457,405
Total assets at end of fiscal yearUSD $ 110,828,794
Total assets at beginning of fiscal yearUSD $ 106,524,779
Revenues less expenses for current yearUSD $ 227,027
Revenues less expenses for previous yearUSD $ 496,195
Total expenses for current yearUSD $ 4,605,898
Total expenses for previous yearUSD $ 4,361,387
Other expenses in current yearUSD $ 2,637,497
Other expenses in previous yearUSD $ 2,437,102
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 1,968,401
Employee salary and benefits paid in previous yearUSD $ 1,924,285
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 4,832,925
Total revenue in previous fiscal yearUSD $ 4,857,582
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2015-12-31
Total unrelated business incomeUSD $ 11,208
Net unrelated business incomeUSD $ -14,452
Program Service Revenue from prior yearUSD $ 3,773,409
Program Service Revenue from current yearUSD $ 4,040,314
Investment Income from prior yearUSD $ 732,630
Investment Income from current yearUSD $ 817,268
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 6,973,974
Net assets / fund balances at end of fiscal yearUSD $ 10,067,374
Net assets / fund balances at beginning of fiscal yearUSD $ 9,681,012
Total liabilities at end of fiscal yearUSD $ 96,457,405
Total liabilities at beginning of fiscal yearUSD $ 92,090,430
Total assets at end of fiscal yearUSD $ 106,524,779
Total assets at beginning of fiscal yearUSD $ 101,771,442
Revenues less expenses for current yearUSD $ 496,195
Revenues less expenses for previous yearUSD $ 276,734
Total expenses for current yearUSD $ 4,361,387
Total expenses for previous yearUSD $ 4,229,305
Other expenses in current yearUSD $ 2,437,102
Other expenses in previous yearUSD $ 2,333,605
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 1,924,285
Employee salary and benefits paid in previous yearUSD $ 1,895,700
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 4,857,582
Total revenue in previous fiscal yearUSD $ 4,506,039
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2014-12-31
Total unrelated business incomeUSD $ 11,271
Net unrelated business incomeUSD $ -9,241
Program Service Revenue from prior yearUSD $ 3,626,037
Program Service Revenue from current yearUSD $ 3,773,409
Investment Income from prior yearUSD $ 748,898
Investment Income from current yearUSD $ 732,630
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 12,008,502
Net assets / fund balances at end of fiscal yearUSD $ 9,681,012
Net assets / fund balances at beginning of fiscal yearUSD $ 9,080,261
Total liabilities at end of fiscal yearUSD $ 92,090,430
Total liabilities at beginning of fiscal yearUSD $ 85,982,856
Total assets at end of fiscal yearUSD $ 101,771,442
Total assets at beginning of fiscal yearUSD $ 95,063,117
Revenues less expenses for current yearUSD $ 276,734
Revenues less expenses for previous yearUSD $ 85,560
Total expenses for current yearUSD $ 4,229,305
Total expenses for previous yearUSD $ 4,289,375
Other expenses in current yearUSD $ 2,333,605
Other expenses in previous yearUSD $ 2,429,999
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 1,895,700
Employee salary and benefits paid in previous yearUSD $ 1,859,376
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 4,506,039
Total revenue in previous fiscal yearUSD $ 4,374,935
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 0

Other Company Names associated with EIN

CREDIT UNIONS CHARTERED IN THE STATE OF

Organization Addresses

The following addresses have been detected as associated with Tax Indentification Number 381586641

USA Mailing Address
P O Box 817
Houghton Lake
MI
48629
Date first seen: 2008-10-01
Date last seen: 2023-12-31

Nearby companies/organizations

The following companies are located in the same ZIP code areas:

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